I love having cashback credit card. Being paid to shop is great. Just remember to pay your balance off every month. So, "Which cards offers best cashback and other incentives"
Charles Schwab Visa Signature cards seems to be very promising. I applied and was approved online, will see how it works out for me. link to schwab card.
Key Benefits for me
- No foreign exchange transaction fee. Other cards except capital one charge you around 3%
- 2% Cash back on all purchases. No need to wait for some 5000 or x points for redemption. After every month cycle, 2% cashback is credited to your schwab brokerage account.
- Benefits of Visa Signature card and no preset spending limits.
Fidelity retirement rewards card was close second, with same 2% cashback. However they are offering american express branded cards, with foreign transaction feee and redemption after 5000 points.
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